Are you ready to get your financial life together?

I get it.. your bills are paid and your credit card doesn't get declined but you let out a sigh of relief because you thought it may?! 

You don't mind swiping your card but sometimes you second guess if you can really afford to keep racking up a balance?

You have dreams of owning a beach house but your credit card debt, student loans, “insert any other kind of debt” here make it feel impossible and if you keep this up you realize that you may never really make that dream a reality.

You’re sick and tired of barely making ends meet and sometimes they don’t...

Girl, I get you... I was you!

In 2010, as recent graduates, we were over $100k in debt…  between student loans, car loans, and lots of credit cards. We were drowning and weren’t willing to sacrifice our lifestyle to make the moves we needed to make.

It wasn’t until 2016 that we became officially debt free! & honestly, it was the biggest weight lifted off our shoulders!

We lived a cycle of feast or famine every year for 5 years until we found a system that really worked for us in 2015.

At this point we had paid off $59k in student loans, our cars & paid cash for our wedding. But, what we were doing wasn’t sustainable… in 2015 we hit a wall and overwhelmed was an understatement. We had to find a better way!

We felt like we could never get ahead and we were back to paying the minimum on our remaining loans!

Truthfully, it wouldn't have been a huge deal ...if I didn’t just decide to quit my high paying corporate job, to follow my passion & start building a business from the ground up!

With $30k left in debt to pay off, we knew we were taking a huge risk...

Going into 2016, we set a goal that by yearend we would make one final payment & with our plan in place we were actually able to pay it off 2 months early!

With a lot of hard work & reasonable sacrifice, we wrote a check for $15,822.21 & it was done!

Yup, right from our bank account ...with the money we saved each month that year. Through all of it, we still lived our lives... just in a different way with a bigger goal in mind!

Do you know what becoming debt free in 2016 allowed us to do?

Its allowed us to...

Own both our cars outright.

Fully fund our emergency fund.

Set up our retirement to be worth millions.

It has freed us up to pay for nearly 50% of our house in cash (down payment & closing costs) with a plan to pay off the rest in 8 years.

It’s allowing us to cash flow the our house projects, vacations & the rest of life!

and, it was all made possible by following this exact budget template!